准备削铅笔! August has arrived – and with it comes back-to-school shopping, 今年最艰巨的任务之一.
学生们可能又要开始啃书了, but with inflation continuing to rise and the cost of school supplies expected to increase, parents (and college students) may be focused a bit more on one specific kind of book this year: the checkbook.
根据全国零售联合会的说法, families with children in elementary through high school plan to spend an average of $864 on school items, 大约比去年多了15美元.
But, back-to-school shopping doesn’t have to drain your checking account. 如果你是一个企业主, this time of year may just be the best time to restock that supply cabinet with office essentials, 太.
In a season that’s chaotic enough without the extra expenses, our money-saving gurus at 佛罗里达资本银行 (FLCBank) compiled a list of tips to help you get your kids (or your business) ready for fall without breaking the bank:
检查库存
在你打折之前, 看看学校供应清单上的基本物品, 比如钢笔, 铅笔, 笔记本电脑, 等.，并盘点一下家里已有的物品. You may be surprised to find a few stacks of notebook paper, a few binders that weathered well throughout the last school year, or even some unused pens or 铅笔 stuffed in a closet or junk drawer.
制定基本规则
Kids tend to want name-brand clothing or trendy binders and 铅笔. Try setting some ground rules on what you are willing to buy and how much you are willing to pay. You can take it a step further and even make them work for something that is over a certain amount. 通常, 孩子们发现自己不太愿意(因此), less likely) to spend their own hard-earned money on frivolous items.
在免税假期购物
The Florida Back–to-School Sales Tax Holiday ends this Sunday, 8月7日——但既然它在这里, 特定的服装, 学习艾滋病, 个人电脑等产品免征销售税. 皇冠正版APP下载 owners can also cash in on the sale to update their inventory of office basics like staplers, 打印机墨盒, 文字处理和财务软件, 和更多的.
In addition, the sale of children’s books — regardless of sales price — is exempt until August 14.
Interested in learning what items qualify for a sales tax exemption? 查查佛罗里达州税务局 在这里施舍.
买之前要比价
无论你在哪里购物, comparing prices ensures you’re not only saving money – but getting the best deal for budget and needs. Most big-box stores will price-match their competitors, which helps to save time, 也. Run a quick Google search before purchasing to see if any other stores or websites offer the product for a better price.
坚持等待销售
If you already have the basics for your kids’ school supplies, 试着坚持到夏天结束. 没有什么比清仓大甩卖更好的了. Your kids can also still get those trendy supplies at a price that won’t cause sticker shock.
But if inflation has really taken a toll on your family finances this year, know you’re not alone. 最近的一项研究发现 75%的家庭 surveyed were somewhat stressed about paying for back-to-school supplies.
要知道，如果需要，总会有人帮助你
就在杰克逊维尔, there are so many amazing organizations stepping up to help children and families access the supplies they need – not only to get back to school, 但是有基本的生活费用, 也.
FLCBank is proud to collect school supplies for Raines High School and United Way, as part of our 企业回馈社会的承诺 给我们的社区.
从我们的产品和服务, 提供援助之手和金融知识, our team members believe that it takes all of us to see our communities thrive.